Menu
 
Menu
Notifications

The purpose of civil liability insurance is to compensate damage inflicted on a third party or victim. This includes damage inflicted on persons or their property that leaves the insured person (meaning you) responsible for compensating their neighbour(s).

The most common accidents in apartment buildings are related to water damage. For instance a burst water pipe can flood your residence, and sadly your neighbours also often suffer. In addition to the chaotic state of your own home you also have to worry about the well-being of your neighbours and the expense involved. Water damage can ruin your interior, wardrobes, other furniture and home appliances. Moreover, several neighbouring apartments may be damaged at once. For example, if you live on the top floor of a five-storey building, the water damage may extend to the bottom floor.

Home insurance paired with civil liability insurance help in the aforementioned situation. The insurance helps you fix both your apartment and those of your neighbours. You only have to pay the excess.

Property-related damage covered by home insurance can happen outside of the home as well. Let's say your children are riding a bicycle in front of the building and accidentally scratch a nearby parked car or kick a ball through a neighbour's window while playing. The insurance also covers damage caused by your pets to a third party.

WE RECOMMEND WE RECOMMEND

Our client service is more than happy to answer Your questions!

To contact us choose one of the icons from above or leave us a quick Facebook message using the button below.